Melody Scion

            Zone 1+  1             2              3             4              5             6              7
                  720+ 719-690 689-670 669-650 649-630 629-610 609-580 579-520
Term (11) (1) (2)   (3)    (4)      (5)      (6)      (7)
60 3.59 3.99 6.79 9.64 11.74 12.99 17.79 20.04
66 3.74 4.24 6.79 9.74 11.84 13.34 18.54 20.54
72 4.39 4.54 7.49 10.14 12.24 13.49 19.04 21.54
75 4.64 5.04 7.49 10.14 12.24 13.49 19.04 21.54
84 5.64 6.04 N/A N/A N/A N/A N/A N/A

* Available on 1-3 year old Scion Certified vehicles ONLY.
Max Term Zone 1+ Zone 3
Secured: 36
Std 60 mo rate +
2.50%
Std 60 mo rate +
6.50%
(w/vehicle & supercharger)
Secured: 36
Std 60 mo rate +
3.50%
Std 60 mo rate +
10.50%
(w/supercharger only)
~ No dealer rate participation or flat fees are allowed.
Super Equity Program for ALL Zones - For Loan-to-Value (LTV) ? 80%, DEDUCT 0.50% FROM ABOVE RATES.
Scion Solutions Gen-One rate determined by applicable Zone (New).
Qualified applicants without bureau FICO scores are eligible for Zone 7 rate (New vehicles only).
Zone 1
For < 520 FICO scores, add 1% to Zone 7 rate.
Qualified applicants without bureau FICO scores are not eligible for the SCPO program.
PROGRAMS
** 84 month term requirements: Minimum amount financed is $15,000.
New
Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
FLAT FEE SCHEDULE
Zone 2
Std 60 mo rate + 4.50%
Std 60 mo rate + 6.50%
Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
New For ALL SCPO
For Sign 'n Drive, refer to the Program Checklist for a list of qualifications.
$250
Wholesale Zone1+ thru Zone 7
$280 $200
Non-Wholesale Zone1+ thru Zone 7 Non-Wholesale Zone1+ thru Zone 7
Contact your local TFS DSSO with any questions regarding rates and Program Guidelines.
NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Experian/Fair Isaac Risk Model V2. A secondary credit bureau may be used to
determine the rate subject to program guidelines.
Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone 1+
rate.
Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score. Sign'n Drive qualifications still apply for both
applicants.
Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard flat fees apply. All other Business Solutions terms and conditions
apply. See DOV Program Guidelines for additional program details.
Wholesale Zone 2 thru 7 Zone1+ thru Zone 1
Wholesale
Please refer to the Program Guidelines for additional details.
California - Sacramento Rate Letter
Effective: October 20, 2010
1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book
1Advance Definition = [Total Amount Financed - Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Book
Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the applicant
or co-applicant's Primary Bureau.
For the TRD SUPERCHARGER "AFTERMARKET" RETAIL FINANCE PLAN, the following uprates apply:
FEATURES
NEW SCION VEHICLES ONLY
SCION CERTIFIED PRE-OWNED VEHICLES ONLY
Std 60 mo rate + 4.50%
Std 60 mo rate + 3.50%
Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate
TFS Used rates apply to Non-Certified Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation guidelines, and Flat Fee schedule.
Scion Solutions iFinance rate determined by applicable rate no lower than Zone 4 (New vehicles only).